Is it worth your time?

Money is stored hours. See how many you’d trade for any purchase.

Your take-home (net) pay
£

That £1,200 costs you

11 work days, 1.2 hrs

of your life at the desk (89.2 take-home hours)

Your real hourly rate

Take-home / year£27,996.00
Month
£2,333.00
Week
£538.38
Day
£107.68
5-day wk
Effective hours / year2,080 worked2,080
Effective pay / hourtake-home ÷ effective hours£13.46

What your money is worth · tap to price it

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The small print

  • · Take-home mode uses the net figure you enter directly — already after tax, NI, pension, and any other deductions. Most accurate.
  • · Gross mode estimates take-home from your pre-tax pay using 2025/26 rest-of-UK Income Tax (£12,570 allowance, tapered above £100k; 20/40/45% bands) and Class 1 employee National Insurance (8% then 2%). Scotland's bands aren't modelled; no pension or student-loan deductions.
  • · Either way we annualise over a 52-week year and divide by the weekly hours you enter to get your true hourly rate.
  • · A rough guide, not financial advice. Your payslip is the source of truth.